Financing

Insurance and Financing Options

A seated young woman wearing jeans and a white top using her laptop and holding a credit card in her hand as she smiles.Although we are not a member of any particular networks, Dr. Ricotta accepts all dental insurances. Regardless of what plan you may carry, we process claims for all patients as a courtesy. Depending on the type of plan you do have, you may be required to make a co-payment at the time of your appointment.

Some of the PPO plans that we are in network with include:

  • Delta Dental
  • Blue Cross Blue Shield
  • Aetna
  • MetLife
  • Cigna
  • Guardian Dental
  • Dental Pay / Probenefits

For your convenience, we also accept Visa, MasterCard, and Discover.

Financing Your Dental Care

Perhaps you do not have dental insurance or need to finance a portion of your treatment that is not covered by your plan. Many of our patients find it simple to take advantage of our partnership with CareCredit financing.

With CareCredit you can:

  • Make low monthly payments
  • Enjoy 0% interest financing
  • Apply in our office
  • Get instant approval

CareCredit is a flexible payment plan that allows you to finance any type of dental or medical care procedure for anyone in your family.

Ask About our Smile Club Loyalty Plan

If you don’t carry dental insurance but you want access to quality, preventive care, ask about our Smile Club. Our private plan costs just $245 per year and includes:

  • All preventive care appointments
  • 2 cleanings per year (in the absence of gum disease)
  • Routine exams
  • Bitewing x-rays
  • Fluoride treatment
  • Velscope oral cancer screening

A dental professional shows a smiling man and woman financing paperwork for dental treatment.Get an additional 15% off of any treatment that may be needed, such as fillings, crowns, or cosmetic dentistry. Call our Amherst dental office today to get started.